Where Money, Investing, and Technology Meet
Does Any of This Affect How I’m Personally Investing? Not really. I invest $5,000 every month in a passive real estate investment, going in with other investors in the Co-Investing Club. We meet online with the operator, grill them together with questions, then we discuss the pros and cons after we boot the operator off the […]
At a Glance: Social Security is projected to be insolvent by 2032. Expect benefit cuts, a higher retirement age, higher taxes, and means-testing as possible fixes. I’m personally preparing for Social Security reform by savings and investing in high-yield investments. The Social Security Administration now forecasts that its OASI Trust Fund will become insolvent in 2032 – […]
Need a sample letter to homeowner asking to sell their home? You’re in a hot real estate market. There aren’t enough listings to meet your needs. It’s time to get creative. Everyone who owns a home has received a prospecting letter. Sometimes, that offer letter comes at exactly the right time. Other times, well, it’s […]
A reader asks: I am a 22-year-old CFA Level 3 candidate. I work as a portfolio analyst for a wealth management team in a multinational bank. I have been working here for about a year, and haven’t found too much pleasure. My team is composed of good people, and I am grateful that I have […]
As a real estate agent, I understand the importance of starting the day off on the right foot. With countless appointments, property showings, and negotiations filling my schedule, it’s essential for me to begin each day energized, focused, and prepared for success. That’s where my miracle morning routine comes into play. The Miracle Morning, as […]
Hokey rhymes aside, it’s true. Here are a few examples of deep niche investments we’ve made in the Co-Investing Club, which come with high potential returns. Property Tax Abatements In exchange for setting aside some or all of the units in an apartment building for affordable housing, the operator gets a 50-100% break on property […]
There’s an old saying that a house is the biggest investment you’ll ever make. For some people that’s true. For others, there are far more important investments. It all depends on where you reside on the wealth distribution. The top 10% owns 87% of the stock market in the United States and 44% of the […]
For investors, that means better cash flow, lower cap rates, and higher property values. Fewer Buyers, Less Competition In both stocks and real estate, buyers get spooked and pull back in a weakening economy. Real estate investors face less competition and fewer bidding wars. They can make lowball offers to find distressed sellers, and close […]
Location Matters: Manhattan, Kansas vs. Manhattan, New York Income and net worth don’t stretch equally across the country. What feels like an upper middle class lifestyle in rural Kansas may barely cover rent in Manhattan, New York. Example: In Mississippi, the threshold for upper middle class is just $85,400 in annual household income. In expensive […]
Winners & Losers The OBBBA, like all major tax and spending changes, helps some people and hurts others. Real estate investors definitely come out ahead as winners. Whether you approve or disapprove, the IRS is about to enforce new tax rules. You need to understand them – and ideally optimize for them. Join Our Co-Investing […]
