Where Money, Investing, and Technology Meet
High Savings Rate The money you don’t spend your savings is the source of your future wealth. In fact, I talk about this all the time as the “paradox of wealth”: the less money you spend on looking and feeling wealthy, the more real wealth you build. Real wealth exists in your investments, not in your car […]
3. Mid-Range Land Flips: The Sweet Spot Between Small and Institutional Deals Land flipping isn’t new but this refined, mid-tier approach is. Instead of buying ultra-cheap lots ($500–$25,000) or competing with large institutional players, this strategy focuses on parcels between $25,000 and $250,000. Operators purchase land for 35–60% of market value, then create instant equity […]
How Interest Works on Tax Liens In most states, tax lien holders are legally entitled to a set interest rate which can be quite attractive compared to other fixed-income investments. However, each state operates differently: Some guarantee a minimum rate. Others make interest rates competitive through bidding. Due diligence is essential to ensure you’re buying […]
If you’re looking for monthly income, these three high-yield stocks could be the next to join your portfolio. When you retire on dividends, you need to make some material budgeting changes, since most dividends are paid quarterly. However, there are some companies that pay monthly, which is pretty much as close to a paycheck replacement […]
Four Ways to Escape the Trap 1. Use Roth Accounts for Flexibility Unlike traditional retirement accounts, Roth IRAs allow you to withdraw your contributions (but not earnings) at any time without penalty. Since you’ve already paid taxes on those dollars, Roths offer a balance between long-term growth and short-term flexibility. 2. Explore Passive Real Estate […]
Does Any of This Affect How I’m Personally Investing? Not really. I invest $5,000 every month in a passive real estate investment, going in with other investors in the Co-Investing Club. We meet online with the operator, grill them together with questions, then we discuss the pros and cons after we boot the operator off the […]
At a Glance: Social Security is projected to be insolvent by 2032. Expect benefit cuts, a higher retirement age, higher taxes, and means-testing as possible fixes. I’m personally preparing for Social Security reform by savings and investing in high-yield investments. The Social Security Administration now forecasts that its OASI Trust Fund will become insolvent in 2032 – […]
Need a sample letter to homeowner asking to sell their home? You’re in a hot real estate market. There aren’t enough listings to meet your needs. It’s time to get creative. Everyone who owns a home has received a prospecting letter. Sometimes, that offer letter comes at exactly the right time. Other times, well, it’s […]
A reader asks: I am a 22-year-old CFA Level 3 candidate. I work as a portfolio analyst for a wealth management team in a multinational bank. I have been working here for about a year, and haven’t found too much pleasure. My team is composed of good people, and I am grateful that I have […]
As a real estate agent, I understand the importance of starting the day off on the right foot. With countless appointments, property showings, and negotiations filling my schedule, it’s essential for me to begin each day energized, focused, and prepared for success. That’s where my miracle morning routine comes into play. The Miracle Morning, as […]
