Smart Money Moves for Retirement

 Four Ways to Escape the Trap 1. Use Roth Accounts for Flexibility Unlike traditional retirement accounts, Roth IRAs allow you to withdraw your contributions (but not earnings) at any time without penalty. Since you’ve already paid taxes on those dollars, Roths offer a balance between long-term growth and short-term flexibility. 2. Explore Passive Real Estate […]

2 mins read

Can your retirement survive coming Social Security changes?

At a Glance: Social Security is projected to be insolvent by 2032. Expect benefit cuts, a higher retirement age, higher taxes, and means-testing as possible fixes. I’m personally preparing for Social Security reform by savings and investing in high-yield investments. The Social Security Administration now forecasts that its OASI Trust Fund will become insolvent in 2032 – […]

6 mins read

All It Takes Is $15,000 Invested in Each of These 3 Dow Jones Dividend Stocks to Help Generate Over $1,000 in Passive Income Per Year

You can count on these ultra-reliable dividend stocks to boost your passive income no matter what the stock market is doing. As companies mature, they often choose to implement a dividend as a way to directly reward shareholders. On the other hand, smaller up-and-coming companies will want to put all the dry powder possible into […]

6 mins read