Where Money, Investing, and Technology Meet
Institutional investment managers increased their allocations to US spot Bitcoin exchange-traded funds (ETFs) during the fourth quarter of 2025, despite the asset suffering a sharp price correction that shaved nearly a quarter off its market value. The divergence between rising share counts and falling asset values presents a complex picture of institutional behavior during a period […]
Imagine telling someone 40 years ago that Japan would go from 40% of the global stock market to 5%. And the US would go from 30% to 64%. Where are we going over the next 40? via JPM Guide to Markets Previous articleThe New Food […]
A reader asks: Why is capping credit card rates a bad idea? What are other ways we could make rates less insane? President Trump threw out an idea recently to cap credit card rates at 10%. At face value, this sounds like a good idea. Credit card rates for most borrowers are in the 20-30% […]
Dear patient readers, Our moderators and your humble blogger are wasting time on a persistent troll who has tried posting under many many handles. That is a violation of our written site Policies. We will keep not approving and on the occasion when they manage to briefly appear, ripping out these fuckwit comments and banning. […]
An observation that I’ve personally found to hold true is that we overestimate what we can get done in a day, but we underestimate what we can get done in a year. It’s easy to get distracted or overwhelmed by the day-to-day busyness, and feel like we’re getting nowhere. Yet taking a succession of seemingly small actions, does amount to significant progress when we take a step back and […]
Duvet day at Monevator as we update our asset allocation quilt with another year’s worth of returns. The resulting patchwork reveals the fluctuating fortunes of the major asset classes across a decade, and invites a question… Could you predict the winners and losers from one year to the next? Asset allocation quilt 2025 Data from […]
Home » Podcast Notes » C. Thi Nguyen: Enjoyment in activities shouldn’t be sacrificed for efficiency, the distinction between games and practical tasks is crucial, and social media’s gamification misrepresents engagement | Bankless Share this article Key takeaways Enjoyment in activities should not be sacrificed for efficiency or higher scores. Games are defined by voluntarily […]
Financial advisors held crypto allocations below 1% for years, treating Bitcoin as a speculative footnote rather than a portfolio component. That era is ending. According to Bitwise and VettaFi’s 2026 benchmark survey, 47% of advisor portfolios with crypto exposure now allocate more than 2%, while 83% cap exposure below 5%. The distribution tells a more […]
Lots of chatter about the new Food Pyramid, which is a near inverse of the rankings of my childhood. Funny to see the consensus change over time – so long Frosted Flakes! The same is true for investing. What was once considered “good advice” 40 years ago is outdated today. Here’s […]
I’ve been updating my asset allocation quilt for over a decade now. Here’s the latest iteration through 2025: Some thoughts: Foreign stocks are perking up. Developed and emerging market stocks have had a tough go at it this cycle (relative to the S&P 500). 2025 was the first year since 2017 in which both asset classes […]
