Should I Convert My Super to a Pension?  – Guidance Financial Services

I’ve had several questions in the Ask an Expert column recently centred around the wisdom of converting superannuation into a pension. This conversion is generally presented as something that requires minimal thought, almost just a default action. But judging by the volume of questions I get on this topic, and the complex scenarios that people […]

8 mins read

Largest US pension faces losses as Strategy buy falls from $144M to $80M

Key Takeaways CalPERS’ investment in MSTR dropped from $144M to $80M due to price declines. Strategy’s stock slump is linked to Bitcoin’s volatility and broader market conditions. Share this article California Public Employees’ Retirement System (CalPERS), the largest public pension fund in the US by assets, has seen a drawdown in its first exposure to […]

1 min read

MicroStrategy’s bitcoin empire signals structural challenges

Strategy Inc. (formerly MicroStrategy) spent 2025 building the largest corporate Bitcoin reserve the public markets have ever financed, but the scale of that ambition ended up colliding with the logic of its own stock. What began as an aggressive accumulation strategy, powered by the company’s appetite for leverage and a willingness to dilute existing shareholders, […]

7 mins read

The Railway Bubble vs. the AI Bubble

Everyone is trying to put the massive AI spend by technology companies into context. The easiest historical analogies are the telecomm buildout in the 1990s dot-com bubble and the railway bubbles of the 1800s. Each period was defined by excessive infrastructure spending, investor euphoria, and bubbles that popped but still had lasting positive effects. I’m […]

16 mins read

The Hidden Cost of Every Decision: Understanding Opportunity Cost – Guidance Financial Services

Today we’re diving into a deceptively simple but incredibly powerful concept: opportunity cost.  Now, that might sound like something out of an economics textbook, but don’t tune out just yet — because understanding opportunity cost is one of the most useful tools you can have in making smarter financial decisions.  Let’s dive in.  What is […]

7 mins read

Alphabet stock gains as Meta AI chip deal boosts market prospects

Key Takeaways Alphabet (Google’s parent company) stock rose after news that Meta (Facebook, Instagram) is considering using Google’s TPUs (tensor processing units) in its data centers. Google’s custom AI chips were previously developed for internal use only. Share this article Alphabet stock climbed today following reports that Meta Platforms, the social media company that operates […]

1 min read