#19: “You Might Be Paying Annual Cap Gains On Your Mutual Fund Even If You Don’t Sell And It’s Down On The Year” – Meb Faber Research

A lot of people don’t realize this, but you could own a mutual fund, have losses on that fund, and STILL have to pay major capital gains taxes…say what?! (Article from Russell.) Morningstar has an annual report that covers some particularly big distributions, and usually there are fund distributing 20, 40% or more! Here is […]

1 min read

Libby is adding an AI book recommendation feature

Overdrive’s digital book lending app Libby is adding — you guessed it! — AI. The new Inspire Me feature is an AI-fueled discovery tool tuned to your local branch’s collection. Following a soft launch this month, it will be officially available in September. To avoid the pitfalls of a full-on chatbot, Overdrive is limiting the […]

2 mins read

How Real Estate Protects Against an Overpriced Stock Market

Real Estate as a Hedge Against Stock Market Risks 1. Garden Variety Stock Market Corrections When stocks drop because prices outpace fundamentals without a recession real estate often keeps running smoothly. Rental income, property values, and tenant demand remain stable, making it an excellent hedge. 2. Geopolitical Risk From trade wars to international conflicts, geopolitical […]

2 mins read